Purchase/Sale of Real Estate

A home is usually the largest single investment any of us will ever make. Title insurance protects loss of value from hazards and defects that may exist in the title. These hazards include fraud, forged signatures on deeds, unknown property heirs, liens, and documentation errors. If you were uninsured and your right to title is challenged, you could lose significant money defending yourself or you could lose your home. Your mortgage lender will require a loan policy of title insusrance to protect their interest in the value of your property and a homeowner should purchase an owner's policy for the very same reason. Click here to enter an order

Letter Report

A letter report is a search product which reports any liens recorded against the subject property. Includes the record owner, permanent index number and legal description. This is not a Title Insurance product. Click here to enter an order

Loan Refinance

From the lender's standpoint, a refinanced mortgage is actually a brand new mortgage - complete with the same risks that may have been present orginally. During the refinance process, your original mortgage is paid off - and your existing lender's title insurance policy is rendered null and void. However, if you purchased an owner's policy of title insurance at your original closing - that policy will remain in effect as long as you or your heirs own the property. Click here to enter an order